The costs for after-school sports, clubs, and other organizations continues to climb in both the United States and Canada. Each year, families spend over one thousand dollars on these activities - some over $10,000! Every time your child moves from elementary school to middle school to high school, the numbers grow by 25%. To make matters worse, average expenses are growing 7-10% each year. So what are you supposed to do when it comes time for an out-of-town trip, new equipment or other costs?